Legal notice

  • Preamble is the Internet site of Bâloise Holding Ltd, containing general information on the group companies of Bâloise Holding Ltd (hereinafter referred to as “Baloise Group”) and their business operations. It is maintained by Baloise Group and designed in cooperation with various partners.

    Anyone accessing this website and calling up information is obliged to agree with the following terms and conditions.

  • Local legal restrictions

    This website is not aimed at anyone who, by applicable law, is not permitted to access it.

  • Use of the website

    In designing and maintaining its websites, the Baloise Group takes all necessary technical and organisational measures and precautions to ensure that they run smoothly. Nevertheless, application errors such as loss or falsification of data, virus attacks, temporary breakdown, etc. cannot be ruled out. Users access the websites at their own risk. In particular, Baloise provides no guarantee for faultless functioning or the functioning in general of the websites. Nor can it guarantee that an accessed website or the server it is stored on are free from viruses or faulty components.

  • Exclusion of liability

    The Baloise Group shall not be liable for any loss or damage, or consequential loss or damage, resulting from access to its websites or elements contained on the websites or their use (or from any inability to access or use the websites or elements), or from any link to other websites.

    The Baloise Group reserves the right to interrupt or block access to its website at any time and without prior notice. The Baloise Group shall not be liable for any loss or damage, or consequential loss or damage, resulting from the interruption or blocking.

  • Exclusion of warranty

    The Baloise Group exercises due diligence to ensure that the information published on its websites is correct and up to date at the time of publication. Nevertheless, neither the Baloise Group nor its contractual partners can give any implicit or explicit warranty (incl. warranty to third parties) regarding the precision, reliability and completeness of the information provided.
    Accordingly, no information contained on this website shall be construed as an offer, a recommendation or an invitation (or the like) to make an investment decision. Neither the Baloise Group nor its contractual partners shall therefore be liable for any losses sustained as a result of investment decisions (including in particular shares and bonds) taken on the basis of erroneous or insufficient information, or owing to a lack of information.

  • Forward-looking statements

    The information contained on the websites of the Baloise Group may include forecasts or other forward-looking statements concerning the Baloise Group or individual units thereof which include risks and uncertainties. We wish to point out to the reader that these statements merely represent forecasts which may deviate considerably from the actual results or events. All forward-looking statements are based on information available to the Baloise Group on the day of their initial publication. Unless provided for otherwise by applicable law, the Baloise Group shall not undertake to update such statements.

  • Modification clause

    The Baloise Group reserves the right to modify information on its websites at any time and without prior notice.

  • Web links

    The Baloise Group websites contain links to other websites. The Baloise Group has not checked these sites and assumes no responsibility for their content, for the products or services offered or other offers made, or for adherence to data protection provisions. Users activate a link at their own risk.

  • Copyright

    All elements of a Baloise Group website are protected by copyright (all rights reserved) and are owned exclusively by Baloise Group. Website content may be accessed, copied, saved and edited, fully or in parts, for private use only. If entire elements or parts thereof are reproduced in any form, either electronically or in print, the Baloise Group must be mentioned by name. Copyright notices, trademarks and other legally protected names may not be altered or removed. Full or partial reproduction for public or commercial purposes is prohibited without prior written consent by the Baloise Group. Third party copyrights remain reserved.

  • Applicable law and place of jurisdiction

    All legal relations resulting from access to a Baloise Group website are subject to Swiss law. The exclusive place of jurisdiction is Basel.